The First Fully Integrated Shariah Financing Platform
Orix Resources Sdn Bhd Shariah Financing Platform is built on AWS serverless technology, keeping costs low while scaling effortlessly as your business grows. Digital signing and secure document repository, it's fully Syariah compliant, ensuring every financing is processed faster, safer, and smarter—so you can focus on growing your lending business without IT worries.
Complete Shariah Compliant Financing Platform
A complete shariah compliant financing platform that has all the required features in one simple product.
4 Unique Platform Features
1 Complete Platform
Perform all financing business activities through a single platform implemented in the cloud that can be accessed anytime, anywhere.
2 Person Efficiency
The platform is built with the ability to be operated with minimum of only 2 persons consisting of 1 Operation and 1 Approver.
3 Step Financing Process
The platform is simplified to a 3 steps process from Application, Approval, and Acceptance. It is as simple as 1, 2, 3.
4 Automated Processes
Automated Financing Rejection Threshold, Automated Workflow for Approval, Acceptance and Witnessing, Automated Instalment Reminders, and more.
Syariah Compliant Process
Application → Processing → Approval → Commodity Murabahah Trading → Disbursement
Application
Complete Facility Application Process with eKYC and Proof of Address and Proof of Income Document Storage
Processing
Automated Rejection Threshold with First Level Approval and Verification by Financier Operations Team
Approval
Level 1 Approver review and approve before Level 2 Approver for final Facility Application Approval. Check and Balance process.
Commodity Murabahah Trading (Tawarruq)
This is the Tawarruq process where the Commodity Murabahah Trading takes place and disbursement can only happen once the trade has been completed.
Disbursement
Acceptance by Customer with automated agreement attestation and digital signing followed by legal witnessing and stamping before facility amount allowed to be disburse.
Competitive Advantage
Single Platform
Fully integrated platform to credit check provider, digital signing certificate authority, payment gateway, SMS and email notification gateway.
Efficient
From engagement to operations in 2 months
One Stop Provider
From Platform, Infrastructure, and Audit as well as all other services to begin a digital lending business.
Syariah Compliant
Syariah Advisor approved and Commodity Murabahah Trading platform integrated
Why SYAFIN
Commercially Viable
Ready for immediate deployment and minimum human resources required.
Fully Compliant Ready
Built with regulatory requirements at its core
Fully Integrated Platform
All essential services in one comprehensive solution
