Our Products
Enterprise Solutions for Modern Finance
Built on proven technology. Designed for compliance. Ready for growth.
DLP
DLP - Digital Lending Platform
An end-to-end digital lending platform for licensed moneylenders, from online application to disbursement, built for transparency and compliance.
Key Features:
- Online borrower portal with a simple 3-step application
- Personal and Corporate/SME financing product setup
- Digital signing with Certificate Authority and eKYC
- Built-in loan calculator with instalment, interest and fee breakdown
- Fast approval workflow and direct disbursement to bank account
- KPKT-aligned compliance and PDPA-ready data protection
- AWS secured infrastructure
DCMS
Debt Counselling and Management Solution
Digital infrastructure for financial rehabilitation that helps distressed consumers understand, restructure and sustainably manage their obligations.
Key Features:
- Digital onboarding with self-service registration and document upload
- Consent management for data sharing and regulatory permissions
- Financial assessment of income, expenses and liabilities
- Affordability engine for sustainable disposable income
- Creditor portal for restructuring proposals and approvals
- Repayment programme and ongoing monitoring
- Full audit and compliance trail
Recovero
Recovero Debt Recovery Platform
The intelligence layer for debt recovery. One portfolio, one platform, one auditable recovery journey from secure intake to client reporting.
Key Features:
- Portfolio onboarding with secure intake and case creation
- Data-driven segmentation and decision engine per account
- Workflow management with queues, tasks and supervisor escalation
- Omnichannel engagement: AI voice, human agents, SMS, email and field
- Promise-to-pay and payment tracking
- Conduct, hardship and complaints management
- Field recovery mobile access with GPS logs and incident escalation
- Dashboards, client reporting and auditable records
Hire Purchase System
Hire Purchase System
A complete hire purchase management solution covering the full agreement lifecycle from application and approval to collection and settlement.
Key Features:
- Online application, credit assessment and approval workflow
- Asset and vehicle registration with ownership claim tracking
- Hire purchase agreement generation with digital signing
- Flexible instalment schedules and rebate calculation
- Automated billing, payment posting and reminders
- Arrears, late charges and early settlement management
- Repossession and recovery workflow
- Management dashboards and regulatory reporting
Syariah Financing Platform
Smart, secure, and Syariah-compliant financing — powered by Orix Resources Sdn Bhd, built for growth.
Key Features:
- Fully Integrated Syariah Financing Platform
- Digital signing and secure document repository
- AWS serverless technology
- Complete automation from application to disbursement
- Syariah Advisor approved and Commodity Murabahah Trading integrated
